Visa Prepaid Reloadable Personal Cards (2024)

FAQs

Is there a Visa gift card that is reloadable? ›

A reloadable Visa Prepaid card is the quick, easy and secure way to pay online or in person. The all-purpose Visa Prepaid card is a prepaid card that you can use to withdraw cash, pay bills or make purchases anywhere Visa Debit cards are accepted, in-person or online.

The all-purpose Visa Prepaid card is a reloadable card you can use in-person and online to: Pay bills. Add funds. Make purchases anywhere Visa Debit cards are accepted.

Protections: Reloadable prepaid cards have liability and fraud protections by federal law. One safeguard many cards have is federal deposit insurance, meaning your money is covered if an issuer becomes bankrupt.

A Gift Card usually can only be swiped till the balance in the Gift Card is exhausted. Once the balance is exhausted, the card is of no use. In contrast, a Prepaid Card can be used till the time it has some balance on it.

A Visa Gift card can't be reloaded with additional funds. If you're interested in a Visa card that can be reloaded, visit the Visa Prepaid card page.

Visa Prepaid Cards. Easy to use and reloadable, Visa Prepaid cards go everywhere you do. No credit check or bank account needed.

Monthly fee is waived in any month in which you load your card. Direct Deposit $0 No charge to reload your Card via direct deposit. Online Reload $9.95 Fee of $9.95 when reloading your card with credit or debit card via GoCardServices.com.

Online purchases: To use the card online or over-the-phone, you must register your card online at www.prepaid-usa.com to link your name and mailing address to the card (for verification purposes).

Disadvantages of prepaid debit cards

If used effectively, credit cards are a better option, but may be difficult if you have a low credit score. Fees: There are additional fees involved with using and purchasing a prepaid debit card, which may make them more expensive than a traditional debit card.

Do banks sell reloadable Visa cards? ›

If you're looking for a prepaid debit card from a bank or credit union, you may be able to get one either at your local branch or online. Depending on where you get your prepaid debit card, you may need to deposit the initial balance, plus pay a small fee for the cost of the card.

Some prepaid debit cards let you load up to $15,000 onto your card, while others may have a lower maximum amount. For example, the Regions Now Card has a $7,500 balance limit. You can find the maximum limit on your prepaid debit card by reading your card's terms and conditions.

Netspend^® Visa^® Prepaid Card

We will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver's license or other identifying information.

Prepaid cards are a convenient way to pay for things if you are not carrying cash. You do not owe a bill since you are using money you already have. You do not need a bank account to use a prepaid card.

Prepaid cards can be declined because you don't have sufficient funds in your account, the card hasn't been activated, the merchant doesn't accept the network's cards, or you have exceeded your spending limits. Any information you provide to the merchant must also match what's on file with the prepaid card issuer.

Some prepaid debit cards let you load up to $15,000 onto your card, while others may have a lower maximum amount. For example, the Regions Now Card has a $7,500 balance limit. You can find the maximum limit on your prepaid debit card by reading your card's terms and conditions.

Where Can You Use Your Vanilla Gift Card. Just like every other Visa gift card, you can use them in any store that accepts Visa cards. The only difference is that they do not work outside the United States of America and the District of Columbia.

A prepaid gift card can be a useful financial tool. However, you'll need to be mindful that reloading prepaid cards with a credit card may not be allowed by most credit card issuers. Paying cash to load or reload a prepaid card is almost always an option, as is using a debit card.

You can load cash onto your MoneyCard at any Walmart store using the Rapid Reload option.