USB Cash + for utilities with 3rd party involved? (2024)

Southern California Edison uses Chase Bank to process their bills paid via credit cards and charges$1.65 convenience fee. With the size of our electric bills during summer heat, it's well worth it.

My question is will US Bank Cash Plus see this as a payment to SCE or Chase Bank? Thanks.

• Rewards cards

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It should still trigger Utilities category code. Our Southwest Gas and NV Energy go through Western Union when paying with a credit card, it has always triggered utility code on card chosen.

It should show payment to Edison.

@Anonymouswrote:

I live in So Cal but don't pay my Edison bill w/ Cash+ because it's not high enough to offset the service charge and you can't pay forward with a credit card which is stupid. You can use it to pay your So Cal Gas bill like myself and you'll get the 5%. You can pay forward to offset the $1.50 charge.

You must be completely solar. The electric bill would only have to be $33 to break even. We're closer to $330 in July/August/September.

We're just the opposite. Our gas bill isn't $20/month and they don't accept credit cards without BillMatrix or other servicers. So our gas bill is too small, but you say I can pay a wad in advance? How much of a wad?

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@blindambitionwrote:

It should still trigger Utilities category code. Our Southwest Gas and NV Energy go through Western Union when paying with a credit card, it has always triggered utility code on card chosen.

It should show payment to Edison.

I have the exact same senario with National Grid here in MA. Western Union does charge a flat $2.95 service fee with a $600 maxinum charge but I can also pre-pay and end up with a net return of ~4.4% - about 2 months worth of usage in the winter.

@coldfusionwrote:

@blindambitionwrote:

It should still trigger Utilities category code. Our Southwest Gas and NV Energy go through Western Union when paying with a credit card, it has always triggered utility code on card chosen.

It should show payment to Edison.

I have the exact same senario with National Grid here in MA. Western Union does charge a flat $2.95 service fee with a $600 maxinum charge but I can also pre-pay and end up with a net return of ~4.4% - about 2 months worth of usage in the winter.

Yes, and Eversource too. My cash + shows a lot of utility charges of $602.50 (my surcharge is $2.50 rather than $2.95)

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@longtimelurkerwrote:

@coldfusionwrote:

@blindambitionwrote:

It should still trigger Utilities category code. Our Southwest Gas and NV Energy go through Western Union when paying with a credit card, it has always triggered utility code on card chosen.

It should show payment to Edison.

I have the exact same senario with National Grid here in MA. Western Union does charge a flat $2.95 service fee with a $600 maxinum charge but I can also pre-pay and end up with a net return of ~4.4% - about 2 months worth of usage in the winter.

Yes, and Eversource too. My cash + shows a lot of utility charges of $602.50 (my surcharge is $2.50 rather than $2.95)

Wow, what a bunch of cheapskate utilities charging a fee to pay with a credit card! My electric co-op not only does not have a surcharge, I use it for debit card transactions for bank bonuses that require Xx number of debit card transactions. I rarely shop at Amazon, so for those I make .30-.40 cent payments; don't want to cut in too much on my full payment on Cash+.

I live on a rural property with well & septic so the only other utility I have is propane, usually fill it up in the fall for around $500. But I just use a 2% card as the company is called 'Cochise County Farmer's Associaton' and it codes as something agricultural. But I always get a kick out of seeing the charge on my CC statement as it gets abbreviated as Cochise County Farmer Ass

@DaveInAZwrote:

@longtimelurkerwrote:

@coldfusionwrote:

@blindambitionwrote:

It should still trigger Utilities category code. Our Southwest Gas and NV Energy go through Western Union when paying with a credit card, it has always triggered utility code on card chosen.

It should show payment to Edison.

I have the exact same senario with National Grid here in MA. Western Union does charge a flat $2.95 service fee with a $600 maxinum charge but I can also pre-pay and end up with a net return of ~4.4% - about 2 months worth of usage in the winter.

Yes, and Eversource too. My cash + shows a lot of utility charges of $602.50 (my surcharge is $2.50 rather than $2.95)

Wow, what a bunch of cheapskate utilities charging a fee to pay with a credit card! My electric co-op not only does not have a surcharge, I use it for debit card transactions for bank bonuses that require Xx number of debit card transactions. I rarely shop at Amazon, so for those I make .30-.40 cent payments; don't want to cut in too much on my full payment on Cash+.

I live on a rural property with well & septic so the only other utility I have is propane, usually fill it up in the fall for around $500. But I just use a 2% card as the company is called 'Cochise County Farmer's Associaton' and it codes as something agricultural. But I always kick a kick out of seeing the charge on my CC statement as it gets abbreviated as Cochise County Farmer Ass.

Yep Xcel Energy here charges $2.90 per payment with a $1K per payment max. Back when I had my first apartment they had a dispute with VISA and MC so they didn't take any cards at all.

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