You can request a Lane Bryant Credit Card credit limit increase online or by calling customer service at (800) 888-4163. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Comenity Capital has on file. Comenity Capital will be more likely to increase your credit limit if the revised income clearly shows that you can afford a higher limit.
How To Get a Lane Bryant Credit Card Credit Limit Increase Online
- Log in to your online account.
- Choose the Lane Bryant Credit Card from the list of account options (if you have more than one Comenity Capital card).
- Enter required information. Click “continue.”
- Confirm the information entered and submit your request.
You should receive a decision in just a few seconds. If you’re approved for a Lane Bryant Credit Card credit limit increase, the new limit is effective immediately.
Impact of a Lane Bryant Credit Card Credit Limit Increase on Your Credit Score
When you request a Lane Bryant Credit Card credit limit increase, Comenity Capital will conduct a hard pull of your credit report, which will cause a short-term dip in your credit score. Comenity Capital cannot do a hard pull without your permission, though.
Alternatively, you could be eligible for a Lane Bryant Credit Card credit limit increase without even requesting one. The Lane Bryant Credit Card may offer an automatic credit limit increase if Comenity Capital’s regular review of your account shows a history of on-time payments and low debt. An automatic credit limit increase involves a soft pull, which does not affect your credit score.
This answer was last updated on 04/03/24 and it was first published on 10/11/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
