The easiest way to apply for the AAA Travel Credit Card is online, by going directly to Comenity Capital’s website. Alternatively, you can apply N/A.
Keep in mind that the AAA Travel Credit Card requires Good credit, which means you need a 700+ credit score for high approval odds. Also note that applying for the card triggers a hard inquiry, which may temporarily hurt your credit score. So, it’s good to know what your chances are before applying. You can check your credit score for free here on WalletHub.
Ways to Apply for the AAA Travel Credit Card
- Online: Applying online is the fastest and most straightforward way. You can do that through Comenity Capital’s website. You will then need to fill in your personal and financial information.
- By Phone: Call (800) 328-4850 and follow the prompts to get connected with a customer service representative. You will then be guided through the application process.
How to Apply for the AAA Travel Credit Card Online
- Go to the application page on Comenity Capital’s website.
- Read over the terms and conditions of the card to make sure you understand how the card works before you apply.
- Fill in the requested personal information such as your name, address, phone number, SSN or ITIN, and date of birth.
- Fill in the requested financial information such as your income, sources of income, employment status and housing status.
- Authorize Comenity Capital to do a hard pull of your credit report, which will help them evaluate if you are qualified to get the card.
- Double check to make sure the application is complete and all the information is accurate.
- Submit the application.
Once you’ve submitted your AAA Travel Credit Card application, you may receive a decision right away. However, it can take Comenity Capital up to 7-10 business days to reach a decision. If approved, you’ll get your new card in the mail within 1 - 3 business days.
This answer was last updated on 05/29/24 and it was first published on 07/29/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
