Akoya | Financial data APIs for Open Finance (2024)

Emily wants to connect a fintech app to her accounts at her fictional bank, Mikomo.

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Emily is redirected by the fintech app to Akoya where the fintech and Mikomo ids are validated.

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Akoya redirects Emily to Mikomo Bank and Emily authenticates on the Mikomo Bank site.

Emily does not provide her login information to anyone but her financial institution.

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Mikomo Bank presents Emily’s account list for selection and permissioning to her fintech app.

Emily approves account selection and permissions access to whichever accounts she wants to share.

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Akoya redirects Emily back to her fintech app.

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Akoya connects the fintech app with Emily's permissioned data.

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Mikomo Bank returns data to Akoya, who passes the data to the fintech app.

Emily sees the permissioned account data.

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